Credit Unions: Evaluating your Member Business Lending Risk Appetite

Posted on July 21, 2017 at 1:00 PM by Didi Frohardt

Looking at the phrase “risk appetite”, there is more to it than just looking at the types of loans the credit union is willing to lend money for.  Step one would be to determine their market area and the types of industries it determines is a part of their overall risk strategy.  Step two would be to establish on-going risk management to underwrite the credit and step three to establish effective portfolio management after a loan is made. 


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2017 Lending Trends to succeed with Millennials, Fintech & Technology

Posted on June 5, 2017 at 2:00 PM by Mike Horrocks

Benjamin Franklin, once said, “When you are finished changing, you are finished.”  This is great advice for any of the us regardless of our line of business or the markets we served.  However, in lending that rings particularly true. 

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Small Business Auto Decisions – The long view of an auto decision strategy

Posted on March 30, 2017 at 10:00 AM by Stephanie Butler

In my last blog we covered some additional guidance around product strategies for auto decision small business loans.  In this final blog, we will cover the long-term requirements to make auto decisioning a sound, foundational piece of your risk management strategy.

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