What a difference a year makes in walking the Hill

Posted on March 1, 2017 at 3:26 PM by Eric LaPlante

Funny how time flies when you have concerns about what the future holds.  At last year’s CUNA GAC conference the big concerns were not about who was going to win the election, but about what new regulations or market changes would impact the Credit Union industry.  

Read More

Commercial Real Estate Concentrations – A Regulatory View

Posted on February 16, 2017 at 9:00 AM by Josh Thompson

The Office of the Comptroller of the Currency (OCC) also continues to voice its concerns about credit concentration in Commercial Real Estate (CRE—construction, non-residential mortgage, and multifamily housing). The OCC’s latest “Risk Perspective” publication layered in the OCC’s mixed CRE performance outlook – indicative of slowing property value growth, impending increase(s) in the cost of capital, and possible upticks in industry vacancy rates (particularly among the Apartment segment).

Read More

How are you thinking of the future of banking?

Posted on November 3, 2016 at 11:17 AM by Mike Horrocks

This week I had the opportunity to attend the Credit Union REACH 2016 in Las Vegas.  While there, I had the chance to listen to Mike Walsh, the CEO of the innovation lab, Tomorrow.  Mike’s thoughts were not directly pointed at risk management and lending, but as he spoke I wanted to share a few notes that I hope will help you and your organization.  So here we go:

Read More

Subscribe to Email Updates