It’s Time to Gain Efficiency in Small Business Lending

It’s Time to Gain Efficiency in Small Business Lending

It’s Time to Gain Efficiency in Small Business Lending By segmenting their commercial loan portfolios and creating a separate line of business for small business lending, many financial institutions have taken a positive step forward. But have they gained all the efficiencies possible from doing this? Probably not. Small business and commercial lending look and […]

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Life Lessons, a New Decade: How They Apply to Lending 

Life Lessons, a New Decade: How They Apply to Lending 

Life Lessons, a New Decade: How They Apply to Lending  Last year I talked about life lessons and how they apply to banking.  When I reviewed the list entering a new decade, I started to think about where the industry was at the beginning of the decade in 2010 versus where we are today.  How much has really changed?  Not only were these […]

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Understanding your Institution’s Unique Profitability

Understanding your Institution’s Unique Profitability

Understanding your Institution’s Unique Profitability As the leader of your financial institution, do you know which products or branches are profitable, break–even, or struggling? Is marketing looking for direction on what products to emphasize, or who should be targeted? Should pricing be altered or tiered, and at what levels? How does your financial institution use “big data” to make informed decisions? Are you growing in the […]

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