Is it Time to Re-engage Special Assets?

Is it Time to Re-engage Special Assets?

While our current state of the economy is optimistic, we are seeing articles regarding a turn from those bullish thoughts.  There is a cycle to business.  At times profits are growing, and portfolios are growing and performing how they should. Then there are those times when there just doesn’t seem to be enough to go […]

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Stress Testing – It’s All in the Data!

Stress testing is here to stay.  No matter what your asset size, stress testing must be incorporated into your bank’s risk strategies. Regulators have definitive stress testing requirements for banks over the $10 Billion mark.  The Dodd Frank Act required banks over $10 to comply with specific methods such as DFAST Macro and Economic Stress […]

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Why Practice Systematic Loan and Relationship Pricing?

Financial institutions can be divided into two groups: those that are generally thorough and systematic about loan pricing, and those that are pricing on the back of a napkin.   The obvious best approach unfolds when examining the best practices of financial institutions that have successfully implemented a loan and relationship pricing solution.   Institutions that practice […]

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