Funding with a Flat Curve

Funding with a Flat Curve

Recently, we have heard a lot about flattening the curve but what do you do with pricing when dealing with a flat loan yield curve? It’s not as if we haven’t faced this before but it has been some time, so we need to dust off our memories and recall what strategy was used. A […]

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A “Surprise Free” Portfolio

A “Surprise Free” Portfolio

None of us ever plan to originate a bad loan, especially during an economic downturn. (Full disclosure: I might have had one or two loans go delinquent.) But some loan relationships do end up having issues. Consequently, lending is not a “set it and forget it” function. Regardless of collateral type, loan structure or any […]

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FinTech Customers – Use Your Voice!

FinTech Customers – Use Your Voice!

A mature product-focused tech company that claims to listen to its customers likely has some type of online forum or community that facilitates communication between its product management team members and its customers. The unfortunate reality for many companies is that these forums are considered black holes where customer ideas go to die rather than […]

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