Planning for the Next Step  

This weekend I decorated my house for Fall.  You know—pumpkins, Fall colors, etc.  When I was finished, I started thinking about the next step…CHRISTMAS!  As I was pulling out the Fall decor, I saw the Christmas decorations.  That got me thinking about Christmas trees, baking, snow, gift buying…the list goes on and on. None of […]

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How Seamless, Superior Digital Lending Boosts a Bank’s Portfolio

How Seamless, Superior Digital Lending Boosts a Bank’s Portfolio

A smooth, user-friendly digital lending experience is just as much a priority for banks and credit unions as consumers, particularly the digital natives who make up the millennial segment and Gen Z. In fact, a broad swath of companies—from Amazon and Alibaba, to fintechs and alternative lenders, all the way to major institutions like U.S. Bank—are well on their way […]

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FinTechs: Where Are They Now?

FinTechs: Where Are They Now?

Lending to small businesses by FinTechs has been a hot topic. Investors have been investing significant dollars into companies like Lending Club and Prosper. Articles in the past have been predicting the end of traditional banking and lending as we know it. Borrowing money from your phone for business purposes will be the norm. Were these predictions of the end of small business lending by banks accurate?  It was always a little […]

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