How Seamless, Superior Digital Lending Boosts a Bank’s Portfolio

How Seamless, Superior Digital Lending Boosts a Bank’s Portfolio

A smooth, user-friendly digital lending experience is just as much a priority for banks and credit unions as consumers, particularly the digital natives who make up the millennial segment and Gen Z. In fact, a broad swath of companies—from Amazon and Alibaba, to fintechs and alternative lenders, all the way to major institutions like U.S. Bank—are well on their way […]

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FinTechs: Where Are They Now?

FinTechs: Where Are They Now?

Lending to small businesses by FinTechs has been a hot topic. Investors have been investing significant dollars into companies like Lending Club and Prosper. Articles in the past have been predicting the end of traditional banking and lending as we know it. Borrowing money from your phone for business purposes will be the norm. Were these predictions of the end of small business lending by banks accurate?  It was always a little […]

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Participations – What You Need To Know

Participations – What You Need To Know

Entering into Participations can be profitable to both the originating and participating institutions.  Some of the advantages include the ability to lend higher amounts to borrowers, manage credit and geographic concentration risks.  However, if not originated and maintained correctly, there are many risks that would be detrimental to your institution’s credit portfolio. When purchasing a […]

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