When High-Tech Soars Higher

When High-Tech Soars Higher

In today’s business environment, terms such as “digital transformation,” “machine learning” and “blockchain” have achieved buzzword status and then some: high-tech lightning in a bottle, is more like it. And yet, there remains a disconnect between the technology financial institutions need to stay competitive and the trap of taking on new systems just for the sake of it.   The allure of shiny […]

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It’s Time Again…

It’s Time Again…

In May, I had the opportunity to speak at the Independent Bankers Association of New York State conference.  There were several speakers and varieties of issues were discussed.  Regardless of the topic, all the speakers agreed on one thing-we are looking at an economic downturn in the near future.  A downturn can mean many things for a financial institution including:  Revamping […]

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The Wisdom of Diversified Portfolios in an Age of SMB Uncertainty

The Wisdom of Diversified Portfolios in an Age of SMB Uncertainty

Five months into 2019, the bumper crop of great economic news is enough to burst the walls of a grain silo. Not long after five consecutive quarters of interest rate hikes, the Federal Reserve has projected none for the rest of 2019: a course it underscored on May 1 following its policy meeting.   A record 10-year economic expansion continues […]

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