Maximize Your Potential with Data Analytics & Omnichannel Marketing

Over the last five years, total deposits at community banks and credit unions fell by 7.5 percent, while large, national banks experienced big gains. Consequently, without deposits, community financial institutions are further challenged with having the capital to fund loans. Overall, they are losing out to their competitors. This challenge is further compounded by outdated […]

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Is it Time to Re-engage Special Assets?

Is it Time to Re-engage Special Assets?

While our current state of the economy is optimistic, we are seeing articles regarding a turn from those bullish thoughts.  There is a cycle to business.  At times profits are growing, and portfolios are growing and performing how they should. Then there are those times when there just doesn’t seem to be enough to go […]

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Stress Testing – It’s All in the Data!

Stress testing is here to stay.  No matter what your asset size, stress testing must be incorporated into your bank’s risk strategies. Regulators have definitive stress testing requirements for banks over the $10 Billion mark.  The Dodd Frank Act required banks over $10 to comply with specific methods such as DFAST Macro and Economic Stress […]

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