Financial Stability and the Bottom Line Top of Mind for Bankers

Financial Stability and the Bottom Line Top of Mind for Bankers

A new 54-page working paper from the International Monetary Fund isn’t exactly the kind of thing you’ll catch even the most motivated banker reading on the morning commute. For starters, it is chock full of puzzling references to the Cobb-Douglas production function, quantile regression, operational risk shock – and of course, the ever-popular Arellano-Bover/Blundell-Bond system […]

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CECL as a Strategic Business Initiative

CECL as a Strategic Business Initiative

Do you have the right data to proactively approach CECL and accomplish strategic growth objectives? Implementing the new CECL standard is expected to have broad implications that may affect numerous functions at banks and credit unions, including credit modeling, regulatory capital impact, operational implications, financial and regulatory reporting, and data and technology considerations. This has […]

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CECL: A Competitive Advantage vs. Regulatory Burden

Referred to as one of the biggest changes ever to bank accounting, CECL, which takes effect in 2020, will require financial institutions to calculate the expected loss over the life of each loan and set aside reserves to cover those losses at the time of origination. It is projected that the industry may be forced […]

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