A “Surprise Free” Portfolio

A “Surprise Free” Portfolio

None of us ever plan to originate a bad loan, especially during an economic downturn. (Full disclosure: I might have had one or two loans go delinquent.) But some loan relationships do end up having issues. Consequently, lending is not a “set it and forget it” function. Regardless of collateral type, loan structure or any […]

Continue reading...

It’s Time to Gain Efficiency in Small Business Lending

It’s Time to Gain Efficiency in Small Business Lending

It’s Time to Gain Efficiency in Small Business Lending By segmenting their commercial loan portfolios and creating a separate line of business for small business lending, many financial institutions have taken a positive step forward. But have they gained all the efficiencies possible from doing this? Probably not. Small business and commercial lending look and […]

Continue reading...