It’s Time to Gain Efficiency in Small Business Lending

It’s Time to Gain Efficiency in Small Business Lending

It’s Time to Gain Efficiency in Small Business Lending By segmenting their commercial loan portfolios and creating a separate line of business for small business lending, many financial institutions have taken a positive step forward. But have they gained all the efficiencies possible from doing this? Probably not. Small business and commercial lending look and […]

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Planning for the Next Step  

This weekend I decorated my house for Fall.  You know—pumpkins, Fall colors, etc.  When I was finished, I started thinking about the next step…CHRISTMAS!  As I was pulling out the Fall decor, I saw the Christmas decorations.  That got me thinking about Christmas trees, baking, snow, gift buying…the list goes on and on. None of […]

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It’s Time Again…

It’s Time Again…

In May, I had the opportunity to speak at the Independent Bankers Association of New York State conference.  There were several speakers and varieties of issues were discussed.  Regardless of the topic, all the speakers agreed on one thing-we are looking at an economic downturn in the near future.  A downturn can mean many things for a financial institution including:  Revamping […]

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