A Data Driven Approach to Profitable Growth

A Data Driven Approach to Profitable Growth

At Baker Hill, we spend a great deal of time helping our clients bring finance, marketing and sales together to create profitable growth. Our focus is not on building a balance sheet at the expense of income, but instead building a balance sheet while growing net income. This is an important distinction that sets highly […]

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Don’t Let the Pandemic Be a Death Sentence on Your Branch Profitability

Don’t Let the Pandemic Be a Death Sentence on Your Branch Profitability

There is an old story about the new CEO of a community bank with four branches. As he reviewed the profitability, he saw he had one branch doing very well, two barely profitable, and one doing poorly. He thought he would make the brilliant move of closing the one unprofitable branch, and did so with a lot of fanfare from senior management […]

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Understanding your Institution’s Unique Profitability

Understanding your Institution’s Unique Profitability

Understanding your Institution’s Unique Profitability As the leader of your financial institution, do you know which products or branches are profitable, break–even, or struggling? Is marketing looking for direction on what products to emphasize, or who should be targeted? Should pricing be altered or tiered, and at what levels? How does your financial institution use “big data” to make informed decisions? Are you growing in the […]

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