Proactive Vs. Reactive Exception Management

Proactive Vs. Reactive Exception Management

  When an institution makes a loan, it is always necessary to monitor specific requirements both before the loan is made and after the loan is booked. Exception management starts as soon as a loan request is received and continues through to payoff. Each loan made has policy, compliance or collateral requirements that must be […]

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Stress Testing – It’s All in the Data!

Stress testing is here to stay.  No matter what your asset size, stress testing must be incorporated into your bank’s risk strategies. Regulators have definitive stress testing requirements for banks over the $10 Billion mark.  The Dodd Frank Act required banks over $10 to comply with specific methods such as DFAST Macro and Economic Stress […]

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Participations – What You Need To Know

Participations – What You Need To Know

Entering into Participations can be profitable to both the originating and participating institutions.  Some of the advantages include the ability to lend higher amounts to borrowers, manage credit and geographic concentration risks.  However, if not originated and maintained correctly, there are many risks that would be detrimental to your institution’s credit portfolio. When purchasing a […]

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