This past week I was in Savannah, Georgia for work at a lending conference, and my hotel room overlooked the Savannah River. I was minding my own business when something caught my eye and I looked out the window and saw a massive cargo ship coming down the river. It was pretty amazing to see this ship, towering over 165 feet in the air with all of its cargo, navigate this surprisingly narrow river. I quickly turned my attention to the fleet of tugboats that were helping this monster find its way to the port where it could deliver its payload. The tugboats paled in size compared to the cargo ship, but it made me think about the business lending process and how these larger deals can benefit from the help and guidance of others. To navigate the approvals and the credit policies you may have at your financial institution, successful lenders need to remember that they simply cannot do it alone. Here are five ways you can ensure your commercial lending process is efficient and effective.